Finance your dreams with us!

We’ll help you understand your mortgage options so you can feel certain about what you can afford

  • Best Service
  • Speed
  • More Products
  • Your info is 100% Secure

Our process helps you obtain a mortgage loan faster!

Quite simply, because we believe we are the best at delivering responsible quick easy loans

Apply Online

We required specific information to start the application process.

Get Pre-approval

Find out how much you are pre-approved for, then shop for your home.

Close Your Loan

Work with your MB to verify details and documents, and close as soon as possible.

Manage Your Mortgage

Choose convenient and flexible payment plans to help you pay your mortgage faster.

Welcome to

MDO Mortgage

Our priority is to finance your dreams!

With over 20 years of experience, we can give you the confidence that you are making a good decision, based on your specific needs.  We focus on support not only on sales, So whether you’re here for your first house or third refinance, we’re ready to help.

Providing Affordable Mortgages and the Best Client Service for More than 20 Years

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you.

Refinance a Home

We're committed to helping you refinance with the lowest rates and fees in the industry today.

Renovate a Home

Our 3% down payment options - even on conventional loans - allow you to buy and renovate.

Consolidate Debts

Refinancing your mortgage may offer better rates normally than credit cards.

Mortgage Calculator

* The mortgage payment calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates, and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Let us help you reach your homeownership dreams!

Take it from us.

Better yet, Our customers.

Diego and his team of professionals did an outstanding job in very short notice on FHA loan process that assured a smooth closing that kept my Seller client on track for a closing date that at one point with another lender did not look good at all. Thanks very much Diego and team for complete and honest work! Larry Hassan Keller Williams Realty South Easton Ma
Larry Hassan
Larry Hassan
December 15, 2023.
I highly recommend MDO Mortgage. Mauricio walked us through every step and took the time to explain the whole process in detail. He went above and beyond to help us find our home and make our dream come true!
Jessica Taborda
Jessica Taborda
December 3, 2023.
I’ve been working with Mauricio and Diego from the beginning of my real estate career and I have not yet met someone with the professionalism, passion and true love for what they do. Hands down the best mortgage brokers. Highly recommended
Juan Lopera Real Estate
Juan Lopera Real Estate
November 20, 2023.
Great experience with questions and I recommend for anyone trying to buy a house.
Rudy Martin
Rudy Martin
November 3, 2023.
Help me out a lot answer my question and really good over all recommend for sure.
Dalila Martin
Dalila Martin
November 3, 2023.
I reached out to Diego Osorno and his team on August 4th, 2023, and recently closed on a property on September 29th, 2023. I must say that my experience with them was exceptional from start to finish. Communication throughout the entire process was excellent, which helped alleviate the stress that often comes with securing a mortgage. Diego’s supporting team, including Rodolfo and Alejandra, were not only effective and efficient but also incredibly organized, friendly, and supportive. Their professionalism and dedication made the otherwise tedious process of obtaining a mortgage surprisingly smooth and stress-free. What’s even more impressive is that this entire process was seamlessly conducted virtually, which speaks to their adaptability and expertise in the digital realm. I couldn’t be happier with the service provided by Diego Osorno and his team, and I highly recommend them to anyone looking to achieve their homeownership goals with minimal hassle.
Angel Maldonado
Angel Maldonado
October 3, 2023.
Diego and the MDO team are truly exceptional professionals!! They are transparent and involved through the entire process making it a seamless process for my buyers. Highly recommend the MDO team
Sebastian Merino Taborda
Sebastian Merino Taborda
September 30, 2023.
Good people to work with
Jose Gonzalez
Jose Gonzalez
September 27, 2023.

Top questions people ask us

As easy as going to the following link and filling up the applications, and uploading the documents requested, another way is giving us a call, and we will request some documents to start an application for preapproval.

Here’s a list of items we will need to process your application:

  • 2 Months’ most recent Bank Statements (all pages)
  • One month’s most recent pay stubs (all borrowers)
  • W-2s and Fed Tax Returns (Most recent last two years)
  • Most Recent Asset Statements-All Pages (401k, Stocks, Bonds, etc.)
  • IDS (all borrowers)
  • Social Security Card (all borrowers)
  • Copy of current mortgage statement (If Refinancing)
  • Copy of current tax bill (If Refinancing)
  • Copy of homeowners insurance bill (face page)(If Refinancing)

 

We look forward to providing you with prompt and professional service. If you have any questions, please call us at (617) 233-3097. We’re here to help!

A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms.
Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.

Your application may have a minor effect on your credit score, lowering it by just a few points. Checking your credit is a necessary step for getting a mortgage. It allows us to show you real mortgage options and
interest rates – and get you approved.
You have a 45-day window in which multiple credit checks from mortgage lenders are recorded only once on your credit report. This is so you can shop around for a mortgage without your credit taking a big hit.

You can get approved with a credit score as low as 580 if you meet our other eligibility criteria.
Remember that the score we use might differ slightly from the one you get from your credit card company or another source. We use a FICO® Score, but educational sources might use a different credit scoring model. We still encourage you to apply even if you think your score is slightly below 580.

Still have questions about home loans?

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